Lenders accept assets like stocks, bonds, equipment, and real estate as collateral to minimize risks.
Lenders assess the loan-to-value ratio to ensure that the collateral's value exceeds the loan amount.
Lenders consider factors such as capital, credit history, and repayment ability when evaluating collateral.
In some cases, SBA may approve loans without requiring collateral.
Collateralized small business loans offer security for lenders. Contact Economic Development Collaborative for expert guidance in evaluating your loan options.