{"id":10193,"date":"2022-12-14T09:00:35","date_gmt":"2022-12-14T17:00:35","guid":{"rendered":"http:\/\/edcollaborative.com\/?p=10193"},"modified":"2026-01-22T23:27:11","modified_gmt":"2026-01-23T07:27:11","slug":"how-to-qualify-for-a-business-loan-in-santa-barbara","status":"publish","type":"post","link":"https:\/\/edcollaborative.com\/es\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/","title":{"rendered":"C\u00f3mo calificar para un pr\u00e9stamo comercial en Santa B\u00e1rbara"},"content":{"rendered":"

Su empresa puede beneficiarse de un pr\u00e9stamo comercial, ya sea para reabastecer su inventario, comprar activos o cubrir salarios. El financiamiento para peque\u00f1as empresas no solo puede ayudar a mantener sus operaciones en tiempos dif\u00edciles, sino que tambi\u00e9n puede aumentar su flujo de caja y estimular el crecimiento de sus ingresos.<\/p>\n\n\n\n

Los requisitos de calificaci\u00f3n comunes para un pr\u00e9stamo comercial en Santa B\u00e1rbara incluyen:<\/strong><\/h2>\n\n\n\n
    \n
  1. Buenos puntajes de cr\u00e9dito comerciales y personales.<\/strong>Cada prestamista tiene sus propios requisitos de puntaje crediticio m\u00ednimo. Con algunos prestamistas en l\u00ednea, puede calificar para un pr\u00e9stamo comercial con un puntaje de cr\u00e9dito personal de tan solo 500, pero podr\u00eda necesitar un puntaje de hasta 680 para un pr\u00e9stamo bancario est\u00e1ndar. Su puntaje crediticio comercial tambi\u00e9n es importante. Algunas opciones de financiamiento pueden requerir una buena calificaci\u00f3n de 80 a 100, seg\u00fan el modelo de puntaje crediticio PAYDEX de Dun & Bradstreet (D&B) para empresas.<\/li>\n\n\n\n
  2. Ganancias empresariales (ingresos\/ganancias)<\/strong>A menudo, necesitar\u00e1 demostrar su capacidad de pago para un\u00a0pr\u00e9stamo comercial<\/a>\u00a0antes de su aprobaci\u00f3n. Por lo tanto, su prestamista podr\u00eda solicitarle sus extractos bancarios comerciales y declaraciones de impuestos sobre la renta para confirmar sus ingresos anuales o incluso mensuales. Como lo indican sus estados de resultados, la salud del flujo de caja tambi\u00e9n puede ayudar a un posible prestamista a evaluar su solvencia.<\/li>\n\n\n\n
  3. Meses\/a\u00f1os en funcionamiento<\/strong>Cuanto m\u00e1s tiempo lleve operando su negocio, mayor ser\u00e1 su probabilidad de calificar para un\u00a0credito comercial en Santa B\u00e1rbara<\/a>\u00a0. Los prestamistas tradicionales pueden exigir un m\u00ednimo de dos a\u00f1os de actividad, mientras que sus contrapartes en l\u00ednea suelen aprobar pr\u00e9stamos comerciales para empresas con entre seis y un a\u00f1o de antig\u00fcedad. El tipo de financiamiento tambi\u00e9n puede determinar el plazo m\u00ednimo requerido. Con el factoraje de facturas, donde se solicita un pr\u00e9stamo con base en facturas impagas, puede calificar con tan solo tres meses de actividad.<\/li>\n\n\n\n
  4. Baja relaci\u00f3n deuda-ingresos (DTI)<\/strong>Su DTI es la proporci\u00f3n entre su deuda mensual dividida por sus ingresos brutos y mide su capacidad para obtener cr\u00e9dito adicional. Mantenerlo bajo (posiblemente en un 43 % o menos) aumenta sus posibilidades de calificar para un pr\u00e9stamo comercial. Por otro lado, un DTI m\u00e1s alto aumenta su riesgo de impago y podr\u00eda descalificarlo para un pr\u00e9stamo comercial.<\/li>\n\n\n\n
  5. Garant\u00eda de pr\u00e9stamo comercial (colateral)<\/strong>Podr\u00eda calificar para un pr\u00e9stamo comercial si cuenta con una garant\u00eda suficiente, un activo que el prestamista puede embargar si no puede pagar la deuda. La garant\u00eda puede ser cuentas por cobrar o el activo comercial que adquiera con el pr\u00e9stamo, como un autom\u00f3vil, equipo o propiedad comercial.<\/li>\n\n\n\n
  6. Su industria<\/strong>Los riesgos del prestatario pueden variar considerablemente seg\u00fan el sector y son un factor de calificaci\u00f3n para la financiaci\u00f3n. Algunos prestamistas no aprueban pr\u00e9stamos para sectores u organizaciones espec\u00edficas, como organizaciones sin fines de lucro, entretenimiento para adultos o juegos de azar. Por lo tanto, su sector influir\u00e1 en la aprobaci\u00f3n de su pr\u00e9stamo comercial.<\/li>\n\n\n\n
  7. Buen plan de negocios<\/strong>Si es una empresa emergente, su prestamista podr\u00eda solicitarle su plan de negocios. El documento debe especificar c\u00f3mo planea utilizar\u00a0los fondos de su prestamo comercial en Santa B\u00e1rbara<\/a>\u00a0. Otros detalles importantes incluyen proyecciones financieras a 5 a\u00f1os (ingresos\/gastos), an\u00e1lisis de la competencia y del mercado, y perspectivas del sector. El sitio web de la SBA ofrece ejemplos de planes de negocios como inspiraci\u00f3n.<\/li>\n<\/ol>\n\n\n\n

    Para obtener informaci\u00f3n y recursos adicionales que puedan ayudarlo a tener \u00e9xito en los negocios en Santa B\u00e1rbara, hable hoy con nuestros expertos en Colaboraci\u00f3n de desarrollo econ\u00f3mico<\/a> llam\u00e1ndonos al 805.409.9159<\/a> o programando una cita telef\u00f3nica HACIENDO HAGA CLIC AQU\u00cd<\/a> .<\/p>","protected":false},"excerpt":{"rendered":"

    Su empresa puede beneficiarse de un pr\u00e9stamo comercial, ya sea para reabastecer su inventario, comprar activos o cubrir salarios. El financiamiento para peque\u00f1as empresas no solo puede ayudar a mantener sus operaciones en tiempos dif\u00edciles, sino que tambi\u00e9n puede aumentar su flujo de caja y estimular el crecimiento de sus ingresos. Los requisitos de calificaci\u00f3n
    Leer m\u00e1s<\/a><\/p>","protected":false},"author":180,"featured_media":10194,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[1142],"tags":[1333,1372],"class_list":["post-10193","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-business-loan","tag-commercial-loan"],"translation":{"provider":"WPGlobus","version":"3.0.1","language":"es","enabled_languages":["en","es"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"es":{"title":true,"content":true,"excerpt":false}}},"acf":[],"yoast_head":"\nC\u00f3mo calificar para un pr\u00e9stamo comercial en Santa B\u00e1rbara - Economic Development Collaborative<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/edcollaborative.com\/es\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"C\u00f3mo calificar para un pr\u00e9stamo comercial en Santa B\u00e1rbara - Economic Development Collaborative\" \/>\n<meta property=\"og:url\" content=\"https:\/\/edcollaborative.com\/es\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/\" \/>\n<meta property=\"og:site_name\" content=\"Economic Development Collaborative\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/EDCollaborative\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-14T17:00:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-23T07:27:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara-.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tamera Fall\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EDCollaborative\" \/>\n<meta name=\"twitter:site\" content=\"@EDCollaborative\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tamera Fall\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/\",\"url\":\"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/\",\"name\":\"C\u00f3mo calificar para un pr\u00e9stamo comercial en Santa B\u00e1rbara - Economic Development Collaborative\",\"isPartOf\":{\"@id\":\"https:\/\/edcollaborative.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara-.jpg\",\"datePublished\":\"2022-12-14T17:00:35+00:00\",\"dateModified\":\"2026-01-23T07:27:11+00:00\",\"author\":{\"@id\":\"https:\/\/edcollaborative.com\/#\/schema\/person\/f5215169c2419eba5926c3fb11f5e8a0\"},\"breadcrumb\":{\"@id\":\"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/#primaryimage\",\"url\":\"https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara-.jpg\",\"contentUrl\":\"https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara-.jpg\",\"width\":1200,\"height\":627,\"caption\":\"How to Qualify for a Business Loan in Santa Barbara\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/edcollaborative.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to Qualify for a Business Loan in Santa Barbara\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/edcollaborative.com\/#website\",\"url\":\"https:\/\/edcollaborative.com\/\",\"name\":\"Economic Development Collaborative\",\"description\":\"Your SUPER-powered WP Engine Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/edcollaborative.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/edcollaborative.com\/#\/schema\/person\/f5215169c2419eba5926c3fb11f5e8a0\",\"name\":\"Tamera Fall\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/edcollaborative.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/26eafc80c8b0f65d22b84a7ec400943944ed510bc1200e4fa08a43691b715d21?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/26eafc80c8b0f65d22b84a7ec400943944ed510bc1200e4fa08a43691b715d21?s=96&d=mm&r=g\",\"caption\":\"Tamera Fall\"},\"url\":\"https:\/\/edcollaborative.com\/es\/blog\/author\/tfall\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"C\u00f3mo calificar para un pr\u00e9stamo comercial en Santa B\u00e1rbara - Economic Development Collaborative","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/edcollaborative.com\/es\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/","og_locale":"es_ES","og_type":"article","og_title":"C\u00f3mo calificar para un pr\u00e9stamo comercial en Santa B\u00e1rbara - Economic Development Collaborative","og_url":"https:\/\/edcollaborative.com\/es\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/","og_site_name":"Economic Development Collaborative","article_publisher":"https:\/\/www.facebook.com\/EDCollaborative","article_published_time":"2022-12-14T17:00:35+00:00","article_modified_time":"2026-01-23T07:27:11+00:00","og_image":[{"width":1200,"height":627,"url":"https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara-.jpg","type":"image\/jpeg"}],"author":"Tamera Fall","twitter_card":"summary_large_image","twitter_creator":"@EDCollaborative","twitter_site":"@EDCollaborative","twitter_misc":{"Escrito por":"Tamera Fall","Tiempo de lectura":"6 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/","url":"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/","name":"C\u00f3mo calificar para un pr\u00e9stamo comercial en Santa B\u00e1rbara - Economic Development Collaborative","isPartOf":{"@id":"https:\/\/edcollaborative.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/#primaryimage"},"image":{"@id":"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/#primaryimage"},"thumbnailUrl":"https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara-.jpg","datePublished":"2022-12-14T17:00:35+00:00","dateModified":"2026-01-23T07:27:11+00:00","author":{"@id":"https:\/\/edcollaborative.com\/#\/schema\/person\/f5215169c2419eba5926c3fb11f5e8a0"},"breadcrumb":{"@id":"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/#primaryimage","url":"https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara-.jpg","contentUrl":"https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara-.jpg","width":1200,"height":627,"caption":"How to Qualify for a Business Loan in Santa Barbara"},{"@type":"BreadcrumbList","@id":"https:\/\/edcollaborative.com\/blog\/how-to-qualify-for-a-business-loan-in-santa-barbara\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/edcollaborative.com\/"},{"@type":"ListItem","position":2,"name":"How to Qualify for a Business Loan in Santa Barbara"}]},{"@type":"WebSite","@id":"https:\/\/edcollaborative.com\/#website","url":"https:\/\/edcollaborative.com\/","name":"Colaboraci\u00f3n de desarrollo econ\u00f3mico","description":"Su blog de motor WP SUPERpoderoso","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/edcollaborative.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/edcollaborative.com\/#\/schema\/person\/f5215169c2419eba5926c3fb11f5e8a0","name":"Cascada de Tamera","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/edcollaborative.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/26eafc80c8b0f65d22b84a7ec400943944ed510bc1200e4fa08a43691b715d21?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/26eafc80c8b0f65d22b84a7ec400943944ed510bc1200e4fa08a43691b715d21?s=96&d=mm&r=g","caption":"Tamera Fall"},"url":"https:\/\/edcollaborative.com\/es\/blog\/author\/tfall\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara-.jpg",1200,627,false],"thumbnail":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--150x150.jpg",150,150,true],"medium":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--300x157.jpg",300,157,true],"medium_large":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--768x401.jpg",768,401,true],"large":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--1024x535.jpg",1024,535,true],"1536x1536":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara-.jpg",1200,627,false],"2048x2048":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara-.jpg",1200,627,false],"trp-custom-language-flag":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--18x9.jpg",18,9,true],"portfolio_tn":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--640x400.jpg",640,400,true],"portfolio_classic":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--800x380.jpg",800,380,true],"portfolio_squared":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--768x768.jpg",768,768,true],"portfolio_landscape":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--768x384.jpg",768,384,true],"portfolio_portrait":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--384x768.jpg",384,768,true],"staff_tn":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--570x570.jpg",570,570,true],"blog_tn":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--1200x565.jpg",1200,565,true],"blog_tn_alt":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--553x400.jpg",553,400,true],"gform-image-choice-sm":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--300x300.jpg",300,300,true],"gform-image-choice-md":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--400x400.jpg",400,400,true],"gform-image-choice-lg":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--600x600.jpg",600,600,true],"web-stories-poster-portrait":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--640x853.jpg",640,853,true],"web-stories-publisher-logo":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--96x96.jpg",96,96,true],"web-stories-thumbnail":["https:\/\/edcollaborative.com\/wp-content\/uploads\/2022\/12\/How-to-Qualify-for-a-Business-Loan-in-Santa-Barbara--150x78.jpg",150,78,true]},"uagb_author_info":{"display_name":"Tamera Fall","author_link":"https:\/\/edcollaborative.com\/es\/blog\/author\/tfall\/"},"uagb_comment_info":0,"uagb_excerpt":"Su empresa puede beneficiarse de un pr\u00e9stamo comercial, ya sea para reabastecer su inventario, comprar activos o cubrir salarios. El financiamiento para peque\u00f1as empresas no solo puede ayudar a mantener sus operaciones en tiempos dif\u00edciles, sino que tambi\u00e9n puede aumentar su flujo de caja y estimular el crecimiento de sus ingresos. Los requisitos de calificaci\u00f3nRead…","_links":{"self":[{"href":"https:\/\/edcollaborative.com\/es\/wp-json\/wp\/v2\/posts\/10193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edcollaborative.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edcollaborative.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edcollaborative.com\/es\/wp-json\/wp\/v2\/users\/180"}],"replies":[{"embeddable":true,"href":"https:\/\/edcollaborative.com\/es\/wp-json\/wp\/v2\/comments?post=10193"}],"version-history":[{"count":0,"href":"https:\/\/edcollaborative.com\/es\/wp-json\/wp\/v2\/posts\/10193\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edcollaborative.com\/es\/wp-json\/wp\/v2\/media\/10194"}],"wp:attachment":[{"href":"https:\/\/edcollaborative.com\/es\/wp-json\/wp\/v2\/media?parent=10193"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edcollaborative.com\/es\/wp-json\/wp\/v2\/categories?post=10193"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edcollaborative.com\/es\/wp-json\/wp\/v2\/tags?post=10193"}],"curies":[{"name":"gracias","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}